For Individuals

College Financial Planning

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?

Elder Care Financial Care

Finally… Worry Free Financial Management for Your Aging Parent or Family Member.

Estate Planning Done Right

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

How San Luis Obispo business owners can beat occupational stress

As a San Luis Obispo business owner, you carry the weight of your company on your shoulders. But the reward is this: when things go well – your profits are good, you’re meeting your business goals, you’re dreaming for the future, entrepreneurial FREEDOM is in the...

EIDL Updates For San Luis Obispo Business Owners

With all the floods, fires, hurricanes, and other events that happened in 2019, it turned out to have been a very expensive year for natural disasters.Then...2020 rolled in and said, “Wait until you see what I’ve got!”For decades, a little-known federal loan program...

Big Beautiful Bill Details San Luis Obispo Business Owners Might Have Missed

Key Takeaways The more favorable EBITDA-based business interest deduction limit is back for your 2025 tax year. (New restrictions are coming in 2026.) New R&E rules aren’t automatic. Retroactive benefits for 2022–2024 require elections, deadlines, and...

Tax Paperwork Checklist

These days, I'm often glad that it's our busy tax filing season, so that I have an easy excuse when political conversations are happening: Oh THAT [crazy new political story]? Huh, didn't see it -- I'm too busy with tax season. With all of the chaos out there, the...

Five Reasons to Take Scenario Planning Seriously in Your San Luis Obispo Small Business

Happy Earth Day. The day we celebrate this little blue marble we all enjoy living on. I found this fascinating as I was reading about it this morning — there are so many elements that make up the scenario of a thriving Planet Earth. Less threats because...

How to Pivot When Consumer Spending Dips in Your San Luis Obispo Business

The flooding in South and Central Texas is on my mind as I start this work week. It's been hard to watch, especially in this age of social media, where we can see firsthand video of the devastation. I keep thinking especially about the parents of the children who...

Brand Clarity is Your San Luis Obispo Business’s Advantage

First, a quick reminder if you own an S-corp or partnership: If you filed an extension back in March, your deadline for filing your 2024 taxes is coming up fast — Sept 15. Grab a spot on my calendar to wrap that up: tell://(805) 543-6876Now, as summer wraps up,...

Analyzing Cash Flow Is a Must for Your San Luis Obispo Small Business

During your latest grocery shopping trip, were you standing bug-eyed in the dairy section, gawking at the price of eggs? In the latest egg news, the U.S. is now looking to Turkey (how’s that for irony?) for help importing record-breaking amounts of eggs. That’s a...

How a Continuous Audit Helps Your San Luis Obispo Business

My quick take on SVB: Don’t let it rob you of your focus for building the business under YOUR control.In other words, let noise be noise … and focus on what’s most important: your immediate world.But I will say that this crisis is a perfect example of why you should...

IRS Business Accounts & Your San Luis Obispo Business

The crescendo of the entire football season is coming up in two weeks, aka the Super Bowl (Sunday, February 11). It’s probably one of the most watched events in America. This year will be no exception… and not just because Taylor Swift will be there cheering on...

How You’re Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.
But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!

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